Whoever brought the idea of borrowing call credit from Network Providers meant well and should be applauded because from the theory aspect the sole aim of the borrowing was for Emergency times.
But practically, trust Nigerians, most of us have turn it to a routine basis.
Our Network Providers through this act have turn some of us to perpetual borrowers that we are no longer even ashamed to display our debit status, you will hear some people say "I can't load card on MTN I owe them N500, give me Glo." Some people will borrow then break the sim because they don't want to pay back. It has gotten to a stage where once you don't have call credit on your phone the next thing is to turn to getting it through borrowing.
The funny thing is for each debt, these Network providers charge us some percent with the minimum being 5percent and it has been notice that call rate is costly when using borrowed credit, yet we still don't care. Some Network Providers don't allow "borrowed credit" go beyond a day even if you don't finish it because by the next day it would be empty.
Do you prefer buying to borrowing?
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